Last week’s forum activity centered around practical strategies to enhance the accuracy of Loan Estimates (LE) and Closing Disclosures (CD), alongside discussions on compliance with the TILA-RESPA Integrated Disclosure (TRID) rules. Members exchanged insights on innovative continuing education methods and shared valuable resources to streamline the documentation process. These conversations highlighted the community’s focus on regulatory proficiency and operational efficiency.
This Week’s Hot Topics
CE that improves LE/CD accuracy
This thread is buzzing with suggestions on continuing education programs that help loan officers refine their accuracy with LE and CD forms. It’s a valuable exchange for anyone looking to minimize errors and boost compliance. Read more here
TRID-ready pre-close doc checklist
If you’re aiming to ensure your pre-closing documents meet TRID requirements, this discussion offers a practical checklist. It’s a must-read for those wanting to avoid last-minute compliance surprises. Read more here
Looking forward to another week of dynamic conversations and shared knowledge. Feel free to jump into any discussions that catch your interest.
@r_thompson32 building on fee checks, we set up a daily “tolerance audit” in Encompass that flags 0%/10% buckets before LE/CD runs, which cut our TRID cures by half. On rate lock, the LOS forces a short “changed circumstance” note and reissues the LE within the 3‑day clock; if title/HOA is soft, we default to the higher of vendor quote vs county template. Small caveat: it only works if ops refreshes fee templates quarterly.