Last Tuesday at 4:58 p.m., a borrower asked if we could design a loan that skips every third payment to match their bowling league fees — love the creativity, but I can only customize within actual program rules. I’m big on personalizing terms where it’s allowed, just not time-bending the amortization schedule; what’s your funniest “customization” request lately? General laughs only here — always read the terms and do your own research.